If you or another driver on your auto insurance policy is 50 or older, you are eligible for the AARP Auto Insurance Program from The Hartford. This program might provide additional savings and benefits on your auto insurance.
AARP Auto and Home Insurance Program from The Hartford
Auto Insurance

Auto Insurance

Affordable Car Insurance For AARP Members

Discount Auto Insurance For People Over 50

The AARP Auto Insurance Program from The Hartford offers affordable car insurance designed exclusively for people over 50. Our low cost car insurance rewards your driving experience with great savings and benefits. Plus, we offer lots of ways to save to make our affordable car insurance even more affordable.

Competitive Auto Insurance quotes for your vehicle

Affordable Car Insurance

You already qualify for discount auto insurance just by being a member of AARP. But you may also qualify for various credits and discounts that could make your low cost car insurance even more affordable. Here are some tips on how you could save.

Availability of each of these credits or auto insurance discounts may vary by state or policy plan.

Discount Auto Insurance Tip #1: Insure Multiple Cars

Do you have more than one car? Insure them both with the AARP Auto Insurance Program from The Hartford! Just by insuring multiple private passenger vehicles with us, you could reduce your premium on this already affordable car insurance.

Discount Auto Insurance Tip #2: Insure Both Your Home and Auto

If you bundle your home and auto insurance with the AARP Auto and Home Insurance Program from The Hartford, you could save on both.

Discount Auto Insurance Tip #3: Be a Defensive Driver

If you’re the primary operator of the vehicle and have completed an approved defensive driver course, such as the AARP Driver Safety Program, you're eligible for a discount on your auto insurance for the next three full years. Just mail us a copy of your certificate, and we will apply the credit. Who knew it was so easy to save on affordable car insurance?

For local and online course information, call 1-866-664-5364 or visit www.aarp.org/dspandthehartford.

(The Defensive Driver discount name may vary by state. For example, in some states, such as New York, the course is called the Motor Vehicle Accident Prevention Course discount. In other states it may be called the Accident Prevention or Motor Vehicle Improvement Course discount. In Kentucky, this credit applies for five years.)

Discount Auto Insurance Tip #4: Get Younger Drivers Trained

Sure, you’ve been driving for a long time…but that doesn’t mean the same is true of everyone in your household. If you have a driver on your policy that is under 21, you can still get affordable auto insurance by having that driver successfully complete an approved driver training course.

(In Georgia this discount applies to drivers under 25 years old.)

Discount Auto Insurance Tip #5: Drive a Car with Air Bags

Air bags save lives, and we strongly recommend that you drive a vehicle that is air bag equipped. Just by doing so, you are eligible for an extra discount on your low cost car insurance.

Discount Auto Insurance Tip #6: Get an Anti-Theft Device

Anti-theft devices can be either active or passive disabling devices that protect a car from theft and save you money on your comprehensive car insurance coverage.

Discount Auto Insurance Tip #7: Get Good Grades

If each full-time student under the age of 25 who operates a vehicle insured through the AARP Auto Insurance Program from The Hartford qualifies as a good student, you can receive a credit on most coverages.
Small Text Medium Text Large Text
Request a Quick Insurance Quote

Request a Quick Insurance Quote

Start Quote
The Extra Mile
Customer, Alan Werner tells how The Hartford went
The Extra Mile for him.

Save up to 10% more on car insurance

As an AARP member, you can save even more by bundling your homeowners insurance with your car insurance policy.

Auto Insurance Tips and Tools

Auto Insurance Tips & Tools

Online Car Insurance Coverage Calculator

Online Car Insurance Calculator Guide

Car Insurance Shoppers Checklist

Car Insurance Shoppers Checklist