In many ways older drivers, due to their years of driving experience and more mature judgment, are better drivers. Knowing how to avoid dangerous situations and being more cautious and deliberate are almost second nature to older drivers.
Throughout life, however, visual and cognitive performance continually recedes. A 30-year-old probably doesn't hear as well as an eleven-year-old. After age fourteen visual acuity begins to wane, and by the time a driver reaches age 55 he or she is used to experiencing physical changes. But, there is convincing evidence that after age 55 the changes may happen faster and drivers may need to pay more attention to the skills needed to drive safely.
After age 75, careful driving is even more crucial. But, age alone doesn't define driving ability, and there is a wide degree of difference in driving performance among older people of the same age.
It is important to be aware of one very significant fact: older persons are more vulnerable to injury than younger people. People 65 and older are more than three times as likely as 20-year-olds to die from serious injuries of equal severity.
As an AARP member, you can save even more by bundling your homeowners insurance with your car insurance policy.