If you or another driver on your auto insurance policy is 50 or older, you are eligible for the AARP Auto Insurance Program from The Hartford. This program might provide additional savings and benefits on your auto insurance.

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The AARP Auto & Home Insurance Program from The Hartford offers AARP members exceptional coverage at great rates.

Competitive Auto Insurance quotes for your vehicle

Affordable Car Insurance Coverage

You may qualify for a variety of credits and discounts that make your policy even more affordable. Here are some of the ways you could save!

Availability to each of these credits or auto insurance discounts may vary by state or policy plan.

Multi-Car Discount

If you have two or more private passenger vehicles insured on your AARP Auto Insurance Program policy from The Hartford, you may be able to lower your auto insurance premium.

Auto/Home Bundle

If you bundle your home and auto insurance with the AARP Auto and Home Insurance Program from The Hartford, you could save on both.

Defensive Driver Course Credit

If you’re the primary operator of the vehicle and have completed an approved defensive driver course, such as the AARP Driver Safety Program, you're eligible for an auto insurance discount for the next three full years. Just mail us a copy of your certificate, and we will apply the credit.

For local and online course information, call 1-866-664-5364 or visit www.aarp.org/dspandthehartford.

(The Defensive Driver discount name may vary by state. For example, in some states, such as New York, the course is called the Motor Vehicle Accident Prevention Course discount. In other states it may be called the Accident Prevention or Motor Vehicle Improvement Course discount. In Kentucky, this credit applies for five years.)

Driver Training Credit

You can receive a credit on your premium for drivers under 21 years old who successfully complete an approved course.

(In Georgia this discount applies to drivers under 25 years old.)

Good Student Driver Credit

If each full-time student under the age of 25 who operates a vehicle insured through the AARP Auto Insurance Program from The Hartford qualifies as a good student, you can receive a credit on most coverages.

Air Bags Discount

If your car is equipped with air bags, you are eligible for a discount.

Anti-Theft Device Discount

Anti-theft devices can be either active or passive disabling devices that protect a car from theft and save you money on your Comprehensive Coverage.

The owner or operator is at least 16 years of age and a full time student in: high school, or college or university, or vocational technical school. A certified statement from a school official is presented to the company on each anniversary date indicating that the student has met one of the following requirements during the immediately preceding school semester: is in the upper 20% of his/her class scholastically, or maintains a “B” average, or its equivalent. If the letter grading system cannot be averaged then no grade can be below “B”, or must have at least a 3 in a 4, 3, 2, 1, point system or its equivalent, or student is included in a “Dean’s List”, “Honor Roll” or comparable list indicating scholastic achievement.

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Save up to 10% more on car insurance

As an AARP member, you can save even more by bundling your homeowners insurance with your car insurance policy.

More Ways to Save on Car Insurance