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Because homeowners insurance policies do not provide coverage for damage caused by flood, buying flood insurance is one of the smartest ways to protect your home and your belongings. When you consider that a flood loss is 30 times more likely to occur than a fire loss, it’s a good idea for many homeowners to at least see how much their flood insurance rate would be.
Floods can occur just about anywhere. In fact, a fairly high number of flood losses, over 25%, occur in low-to-moderate risk areas. Depending on your home's construction, location, and loss history, you may qualify for a Preferred Risk Policy. Call a flood insurance specialist at 1-800-296-7542 to determine if your home and contents are eligible for this lower-cost option.
