Because homeowners insurance policies do not provide coverage for damage caused by flood, buying flood insurance is one of the smartest ways to protect your home and your belongings. When you consider that a flood loss is 30 times more likely to occur than a fire loss, it’s a good idea for many homeowners to at least see how much their flood insurance rate would be.

It's important to know that the flood insurance rates for flood coverage are established by the federal government. As a result, all companies offering flood coverage will use these same rates to determine your cost for flood coverage.
Still, you may be able to save money if you live in a low-to-moderate risk area and meet the requirements for a Preferred Risk Policy. Our flood insurance specialists can help you determine if your home and contents are eligible for this lower-cost option.
Keep in mind, also, that when costs are the same, a good way to get more value for your money is to choose a company that provides you with a higher level of service.
The AARP Flood Insurance Plan from The Hartford features highly trained flood insurance specialists ready to answer your questions and provide you with a fast, personalized quote. And, if you choose to purchase flood coverage through this program, you can also rely on The Hartford to provide ongoing customer service on your policy and a 24-hour Claim Hotline if you need to report a flood claim.
For more information on the AARP Flood Insurance Plan from The Hartford, call our flood insurance specialists today at 1-800-296-7542.