Insurance Products

Home-Based Business Insurance

Valuable Coverage at Affordable Rates

The AARP Home Business Insurance Plan is offered through the AARP Auto & Home Insurance Program from The Hartford and it’s designed to provide home-based business owners valuable coverages at very affordable rates.

Home-Based Business Coverage

Most businesses in the office, retail, service and selected contractors categories qualify for this coverage. The basic plan covers the following (but remember, higher limits are available in every category):

$100,000 Business Liability Protection

Pays medical bills, defense fees and court judgments for business related law suits.

$10,000 Business Property—On Premises

Pays on a full replacement basis.

$5,000 Business Property Off-Site

Pays on a full replacement basis.

Unlimited Income and Relocation Basis

For up to 12 months, reimburses you for your loss of income and extra relocation expenses if a fire, or other covered disaster causes you to suspend operations.

$2,500 Protection for Valuable Papers

Pays your costs to research, replace and restore valuable papers and information, whether on paper or on disk.

$5,000 Accounts Receivable

Reimburses you for the income you may lose if your accounts receivable records are destroyed, and for the cost of reconstructing those records.

Request a Quick Insurance Quote Now

For more information or to request a home-based business quote, call us at

1-888-466-9675

M-F 8 a.m. - 6:30 p.m. ET