Personal Watercraft & Boat Insurance Savings
You may qualify for a variety of credits and discounts that make your coverages even more affordable. Here are some of the ways you could save!
Availability of credits or discounts may vary by state or policy plan.
Multi-Vehicle Discount
A discount for having two or more recreation vehicles and/or watercraft insured through the AARP Auto & Home Insurance Program from The Hartford.
Renewal (Persistency) Credit
A credit for renewing your watercraft coverage with the AARP Auto & Home Insurance Program from The Hartford.
Bundle & Save
A discount if you insure your auto and/or home with the AARP Auto & Home Insurance Program from The Hartford, together with your watercraft.
Homeownership Credit
A credit if you own and occupy your own home or condo.
Additional Discounts for Boats and Personal Watercraft
- Association - A discount if you belong to a watercraft club
- Lay Up – A credit if your watercraft is laid up for two months or more.
- Safety Equipment - A credit if your boat is equipped with a VHF radio, RDF or Loran, and/or Radar.
- Safety Training - A discount if you have completed a Power Squadron or Coast Guard boating course in the past 36 months.
