If you or another driver on your auto insurance policy is 50 or older, you are eligible for the AARP Auto Insurance Program from The Hartford. This program might provide additional savings and benefits on your auto insurance.

Renters Insurance You Can Count On

The AARP Home Insurance Program from The Hartford

Choosing the right company for your Renters insurance is an important decision. With The Harford, you’ll get the peace of mind that comes with knowing you have the right rental insurance coverage for your needs at a great rate.

Renters Insurance

Affordable Renters Insurance You Can Rely On

Renters insurance covers you and your personal items in the event of a loss. Your landlord typically is not responsible for your personal belongings if something happens to your living space, such as theft, fire or other damage. But renters insurance is designed to protect your belongings from such events.

Renters Insurance Coverage

Personal Property

This renters insurance coverage protects your personal belongings, such as furniture, clothing and appliances. You can purchase additional coverage to provide enhanced protection for particularly valuable items and other special possessions.

Loss of Use

This renters insurance coverage is available when you cannot live in your rental unit due to a covered loss. It pays reasonable and customary living expenses up to the limit provided in your renters insurance policy.

Liability

This renters insurance coverage protects you in two ways. First, it provides for your legal defense against a liability claim (lawsuit). Second, it will pay any court judgments for covered losses against you, up to the policy limit.

Medical Payments

This renters insurance coverage pays emergency medical bills for anyone injured on your property or any injury caused by a member of your family or a pet, regardless of where it happens. All bills are paid, up to your renters insurance policy limit, whether or not you're legally responsible.

Renters Insurance Discounts

Renters Insurance & Auto Insurance Bundle

When you have both your renters insurance and your auto insurance with the AARP Auto and Homeowners Insurance Program from The Hartford, you’ll save big on both.

24-Hour Security Service Credit

If your apartment or rental unit features a 24-hour security service, you could receive a credit on your renters insurance.

Retiree Credit

If you and your spouse are retired or work less than 24 hours a week, you can reduce your homeowners insurance premium.

(The Retiree Credit does not apply to secondary residences.)

Renewal Credit

Continue to renew your renters insurance with the AARP Home Insurance Program policy from The Hartford and save even more!

Renters Insurance Features

“New for Old” Protection of Your Possessions

We'll pay the actual cost to replace your possessions – regardless of age or condition – with brand new items of equal quality.

24/7 Claim Service

Our claim professionals are available any time of the day or night, ready to help you through the claims process and get your life back on track. Learn more about our Home Claims Services.


Renters insurance is a smart way to make sure you are covered. Call 1-877-422-2345 to request a renters insurance quote or to speak with a renters insurance specialist for more information.

Request a Homeowners Insurance Quote

Request a Homeowners Insurance Quote

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SAVE UP TO 15% MORE ON HOME INSURANCE

As an AARP member, you can save even more by bundling your homeowners, condo or renters insurance with your car insurance policy.

Save 15% More on Home Insurance

Free Home Inventory Software

Create a room-by-room inventory of your personal possessions to make sure you have enough insurance coverage.

The software is free from KnowYourStuff.org

Free Home Inventory Software