If you or another driver on your auto insurance policy is 50 or older, you are eligible for the AARP Auto Insurance Program from The Hartford. This program might provide additional savings and benefits on your auto insurance.
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AARP Auto and Home Insurance Program from The Hartford
Other Insurance

Other Insurance

Boat Insurance and Personal Watercraft Insurance

Customized Boat Insurance Protection

The AARP® Auto & Home Insurance Program from The Hartford offers boat insurance for a broad range of boats up to 50 feet and up to $250,000 in value.

Boat Insurance

Boat Insurance Features

Whether your boat takes you on the high seas or the local lake, you need watercraft insurance you can count on. We offer boat insurance benefits that are tailored to the needs of you and your particular watercraft.

Not all features and benefits are available in all states.

Lifetime Renewability

No need to worry about losing your boat insurance. Once you become a policyholder, you are assured continued watercraft insurance coverage as long as you’re able to operate your boat and meet a few simple requirements.

24/7 Boat Insurance Claims Service

When you have an insurance claim, it’s good to know that your insurance company has the experience and know-how to make the claims process as smooth as possible. Rest assured – we’ll be there when you need us.

Added Benefits to Customize Your Boat Insurance

Seasonal Use Protection

Do you store your boat or personal watercraft for several months out of the year? You can still get year-round protection, at rates that take into account extended times when your watercraft is not being used.

Agreed Value Coverage

When you purchase this optional watercraft coverage, we will repair or replace your damaged boat or watercraft or pay an agreed amount if there is a total loss.

Water Sports Liability Coverage

This optional protection provides liability coverage for water skiing or other “towing-related” water sports.

If you are age 50 or older, once you’re insured through this Program for at least 60 days, you cannot be refused renewal as long as applicable premiums are paid when due. Also, you and other customary operators of your watercraft must retain valid licenses, remain physically and mentally capable of operating a watercraft, have no convictions for operating any vehicle, watercraft, machinery or aircraft under the influence of drugs or alcohol and must not have obtained your policy through material misrepresentation. Benefit currently not available in Hawaii, Michigan, New Hampshire, North Carolina and South Carolina.

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Request a Quick Insurance Quote

Request A Quote For Personal Boat Insurance

For more information or to request a quote, call The Hartford at

1-800-555-2510

M-F 8 am to 6:30 pm ET

The AARP Automobile Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. CA License #5152. In Washington, the Program is underwritten by Hartford Casualty Insurance Company. In Michigan, the Program is underwritten by Trumbull Insurance Company. This Program is provided by The Hartford, not AARP or its affiliates. Paid endorsement. The Hartford pays a royalty fee to AARP for the use of AARP's intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify. The program is currently unavailable in Massachusetts, Canada and U.S. Territories or possessions.

In Texas, the Auto Program is underwritten by Southern County Mutual Insurance Company through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company.