The AARP Auto Insurance Program from The Hartford offers customized classic auto insurance and collector car insurance as well as money-saving protection for your everyday vehicles.
Our classic auto insurance and collector car insurance come with great coverage at an affordable price. One of the questions we field most often for the category of antique and classic cars is, “What is the difference between an antique auto and a classic auto?”
In most states, the amount of coverage provided for an antique auto is determined using "stated amount" - an amount that you (the policyholder) and The Hartford state as the maximum value for the vehicle.
In some states, the AARP Auto Insurance Program from The Hartford is introducing antique auto coverage based on "agreed value". This is the amount of coverage that you and The Hartford agree on as the value for the antique auto, based on a recent, certified appraisal. The following coverages are available for antique autos (varies by state):
For an additional premium, you may be able to add the following optional coverages (varies by state):
In most states, the amount of classic auto insurance coverage is determined using “stated amount” – an amount that you (the policyholder) and The Hartford state as the maximum value for the vehicle. Other classic auto insurance coverages available include (varies by state):
For an additional premium, you may be able to add the following optional coverages (varies by state):
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