Age 50 or Over? 4 out of 5 AARP Policyholders Saved
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The AARP® Auto Insurance Program
from The Hartford¹
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Featured Benefits
First Accident Forgiveness
No premium increase associated
with your first accident for qualified policyholders.‡
Lifetime Renewability
Don't worry about losing your car insurance. Once you’re a member, qualified policyholders are assured coverage.†
Disappearing Deductible
Maintain a clean driving record,
and we'll eliminate your collision deductible over time.‡
The Hartford RecoverCare Advantage®
We help pay for the cost of home services such as cooking, cleaning, shopping, transportation and yard work if you're injured in an accident.§
12-Month Rate Protection
Your rates are locked in for a full year – not 6 months like most other companies.
24/7 Hassle-free Claim Service
When you call our 24-Hour Claim Hotline, you’ll always speak with a trained professional.


*Savings amounts are based on information from The Hartford's AARP Auto Insurance Program customers who became new auto insurance policyholders between 1/1/12 and 12/31/12 and provided data regarding their savings. Your savings may vary.

The AARP Automobile Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. CA License #5152. In Washington, the Program is underwritten by Hartford Casualty Insurance Company. In Michigan, the Program is underwritten by Trumbull Insurance Company. Auto program not available in Massachusetts. AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states. Specific features, credits and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify for this insurance, based on their driving history. Your premiums will be based on your verified driver and vehicle information and the coverage choices and policy options that you select.

¹In Texas, the Auto Program is underwritten by Southern County Mutual Insurance Company through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company.

‡Some benefits, including First Accident Forgiveness and the Disappearing Deductible, are only available with the optional Advantage Plus package. A policy without these benefits is also available. Call for details. To qualify for the Accident Forgiveness benefit in most states, all drivers on the policy must have a clean record (no accidents or violations) for five consecutive years. To qualify for the Disappearing Deductible in most states, all drivers on the policy must have a clean record for three consecutive years. NY and PA drivers are not eligible for the complete disappearance of the deductible, although it will be reduced to a minimum of $100. The Advantage Plus package option, the Disappearing Deductible benefit and the Accident Forgiveness benefit are not available in all states.

†If you are age 50 or older, once you're insured through this Program for at least 60 days, you cannot be refused renewal as long as applicable premiums are paid when due. Also, you and other customary drivers of your vehicles must retain valid licenses, remain physically and mentally capable of operating an automobile, have no convictions for driving while intoxicated and must not have obtained your policy through material misrepresentation. Benefit currently not available in HI, MI, NH and NC.

§Availability of The Hartford RecoverCare Advantage® benefit and benefit levels vary by state.