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12-Month Rate Protection: Because the AARP Auto Insurance Program offers a 12-month policy, your rates are locked in for a full year — not just 6 months like most other companies.

Lifetime Renewability: No need to worry about losing your insurance. Once you become a policyholder, you are assured continued coverage as long as you’re able to drive and meet a few simple requirements.†

24/7 Claim Hotline: Our claim professionals are available any time of the day or night, ready to assist you with claim service that is backed by a special 6-Point Claim Satisfaction Guarantee.

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The AARP Automobile Insurance Program is underwritten by Hartford Fire Insurance Company and its affiliates, Hartford Plaza, Hartford, CT 06115. CA License #5152. In Washington, the Program is underwritten by Hartford Casualty Insurance Company. In Texas, the Program is underwritten by Southern County Mutual Insurance Company, through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company.
AARP and AARP Financial Inc. receive from The Hartford payments for AARP's license of its intellectual property for use by The Hartford and for services rendered in connection with the Program. Amounts paid by The Hartford for this license are used for the general purposes of the Association and its members. AARP membership is required for Program eligibility in most states. Applicants are individually underwritten and some may not qualify. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law. The program is currently unavailable in Massachusetts, Canada and U.S. Territories or possessions.
 
* Savings amounts are based on information from The Hartford’s AARP Auto Insurance Program customers who became new auto insurance policyholders between 7/1/08 and 6/30/09 and provided data regarding their savings. Your savings may vary.
 
† If you are age 50 or older, once you’re insured through this Program for at least 60 days, you cannot be refused renewal as long as applicable premiums are paid when due. Also, you and other customary drivers of your vehicles must retain valid licenses, remain physically and mentally capable of operating an automobile, have no convictions for driving while intoxicated and must not have obtained your policy through material misrepresentation. Benefit currently not available in Hawaii, Michigan, New Hampshire, North Carolina and South Carolina.