Most businesses in the office, retail, service and selected contractors categories qualify for this coverage.  The basic plan covers the following (but remember, higher limits are available in every category):

$100,000 Business Liability Protection
Pays medical bills, defense fees and court judgments for business related law suits.

$10,000 Business Property - On Premises
Pays on a full replacement basis.

$5,000 Business Property - Off Site
Pays on a full replacement basis.

Unlimited Income and Relocation Expenses
For up to 12 months, reimburses you for your loss of income and extra relocation expenses if a fire, or other covered disaster causes you to suspend operations.

$2,500 Protection for Valuable Papers
Pays your costs to research, replace and restore valuable papers and information, whether on paper or on disk.

$5,000 Accounts Receivable
Reimburses you for the income you lose if your accounts receivable records are destroyed, and for the cost of reconstructing those records.

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