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Ways to Save on RV Insurance

Whether you need to insure your cars or a motor home, you deserve to be rewarded for your experience behind the wheel. You'll find the AARP Auto Insurance Program offers rates that are generally lower than companies that insure drivers of all ages and experience levels.  In addition, several discounts and credits are available that can help you save even more.

Consider maximizing your savings by insuring your cars and your motor home together in this Program, and you'll have the added convenience of having all of your vehicle coverages in one place.

The following discounts can be applied to both cars and motor homes:

Multi-Car Discount

  • A discount if you insure more than one car and/or a car and a motor home. 

Defensive Driver Discount

  • Savings of up to 10% for completing an accredited defensive driver course such as AARP's Driver Safety course (now available as an online course or by attending a local class).

Safety/Security Features Discounts

  • Discounts for having certain safety features, such as air bags – or security features, such as an alarm or other anti-theft device.

Multi-Policy Discounts

  • You may be eligible for additional discounts if you insure your home, as well as your cars and motor home, through the AARP Auto and Homeowners Insurance Programs.  We also offer insurance for boats, vacation homes, golf carts, snowmobiles, and other recreational vehicles.  The more you insure, the more you could save!

Additional Motor Home Credits

  • In many states, the AARP Auto Insurance Program even offers special discounts* just for motor homes, including:

  • Lay Up Credit:  Savings given during the months you don’t use your motor home.

  • RV Association:  A discount if you belong to an RV association.

  • How much could you save?  Call our motor home specialists for a personalized rate quote, and they'll help determine all the credits and discounts you may be eligible to receive.

    *  Specific features, credits and discounts may vary and may not be available in all states in accordance with state filings and applicable law.

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Learn more about Program features and benefits, and the coverage we provide.