It’s important to know that the rates for flood coverage are established by the federal government.  As a result, all companies offering flood coverage will use these same rates to determine your cost for flood coverage. 

Still, you may be able to save money if you live in a low-to-moderate risk area and meet the requirements for a Preferred Risk Policy.  Our flood insurance specialists can help you determine if your home and contents are eligible for this lower-cost option.

Keep in mind, also, that when costs are the same, a good way to get more value for your money is to choose a company that provides you with a higher level of service. 

The Hartford’s Flood Insurance Plan for AARP members features highly trained flood insurance specialists ready to answer your questions and provide you with a fast, personalized quote.  And, if you choose to purchase flood coverage through this program, you can also rely on The Hartford to provide ongoing customer service on your policy and a 24-hour Claim Hotline if you need to report a flood claim.

For more information on the AARP Flood Insurance Plan, call our flood insurance specialists today at 1-800-296-7542.